Income protection during a shorter disability
Short-Term Disability Insurance
Short-term disability may replace part of covered earnings after an illness or injury prevents work for a limited period.
What it may help with
Match the product to the financial concern.
- A portion of covered income
- Rent, mortgage, utilities, and groceries
- Recovery after the elimination period
- Maternity claims when the policy provides
Supplement—not substitute.
This is limited-benefit or ancillary coverage. It is not a replacement for comprehensive major medical insurance. Benefits are controlled by the policy’s definitions, schedules, limits, waiting periods, and exclusions.
No-obligation review
Understand what the policy pays—and what it does not.
Tell us which coverage you want to discuss. We will route the request to an appropriately licensed professional.